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Should Couples Retire at the Same Time?

According to a recent Ameriprise Financial study, more than a quarter of couples believe that they will retire together. The reality is that only 11% actually retire together. The same study shows that some 62% of couples choose to stagger their retirement for good financial and personal reasons. The decision to retire is a personal choice, with many factors that must be taken into account:

Get professional advice

It is important to have a retirement plan in place for each spouse. However, it is important to be flexible, knowing that life can throw you a curveball and that plans can change. Consult with a professional financial planner to help you assess your retirement plans and financial stability.